40 Year DSCR Loans
by: Kelly AtchisonPublished on: 09/09/2026Rates went up and DSCR ratios got squeezed. Same house, same rent, same rate: $124 a month of amortization was the difference between a declined 0.96 DSCR and a funded deal. Here's how the 40 year DSCR program works and what kills these deals.
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